No Equity Bathroom and Kitchen Renovation Financing

Prime Financing

  • Instant Decision at Point of Sale
  • Min $1000, Max $100,000
  • Amortization as Far Out as 180 Months
  • No Income Verification Under $40,000
  • No Home Verification Under $15,000
  • 8.99% – 12.99%
  • Open Loan
  • Low Interest (2.9%) MDR Option
  • 0% Interest MDR Option
  • No Interest and No Payment Deferral MDR
  • Options
Prime financing for bathroom and kitchen renovation toronto

Subprime Financing

  • Instant Decision at Point of Sale
  • Min $1,000, Max $30,000
  • Amortization as Far Out as 180 Months
  • Interest Rates Starting as Low as 9.99%
  • Open Loan
  • No Interest and No Payment Deferral MDR
  • Options
  • Credit Scores as Low as 500 Beacon Accepted
Subprime financing bath and kitchen reno

Bathroom & Kitchen Reno Secured Personal Loan Programs

Option 1 kitchen and bath reno secured personal loan

Option 1

  • $4,000 – $40,000
  • 8.99% + Fees
  • 595+ Beacon or Co-Signer
  • 120 Month Amortization
  • Open Loan
  • Up to 85% Loan To Value
  • No Appraisal
  • No Legal
  • Income Verification May be Required in Some Cases
  • Approved in 1 Day and Funded to Borrower in 2 Days
amazing kitchen renovation

Option 2

  • Up to $60,000
  • No Interest or Payments for 12 Months
  • Up to 75% Loan To Value
  • Approved in 1 Day and Funded to Borrower in 2 Days
option 3 kitchen and bathroom renovation financing

Option 3

  • $40,000 – $75,000
  • 180 Month Amortization
  • 625+ Beacon or Co-Signer
  • 8.99% + Fees
  • 80% Loan To Value if Home Value is Under $1M. If Over, 75% LTV
  • Drive by Appraisal Might be Needed at Cost of Bank
  • Approved in 1 Day and Funded to the Borrower in 2 Days

Contact us to learn more about our financing programs.